PruLink Assurance Account Plus

PruLink Assurance Account Plus

PruLink Assurance Account Plus is payable continuously while you are alive until age 100. 

BENEFITS:

PruLink Assurance Account Plus provides a minimum death benefit equivalent to the sum assured plus fund value (assuming no other transactions are made) less policy debt, if any. It also includes a built-in disability benefit that advances up to 100% of the basic sum assured in the event that the life insured is totally and permanently disabled. It also has a built-in loyalty bonus which increases your fund value and is given starting the 11th through the 20th policy year, subject to certain conditions.

Optional riders include:

• Accidental Death and Disablement - pays the benefit amount if life insured dies due to accident
• Accelerated Life Care Benefit (LCB) - advances the benefit amount from the basic sum assured if the life insured has been diagnosed to be suffering from any of the 36 critical illnesses or has undergone surgery due to critical illness
• Personal Accident - indemnifies the insured for injury or death due to accident
• Hospital Income Benefits - provides daily and lump sum cash benefits to the life insured to cover the cost of hospitalization due to injury or illness 
• Payor Waiver – waives all future premiums until the expiry date of premium payment term if the Payor becomes totally and permanently disabled
• Life Care Waiver (LCW) - waives all future premiums until the expiry date of premium paying term if life insured is diagnosed to be suffering from any of the critical illnesses or has undergone surgery due to critical illness covered under LCB
• Waiver of Premium on Total and Permanent Disability – waives all future premiums until the expiry date of premium payment term if the life insured becomes totally and permanently disabled due to bodily injury or disease

Product Packages:

• PruLink Protection Plus
• PruLink Health Extend
• PruLink Secure Retirement

HOW IT WORKS:

The different features of PruLink Protection Plus such as top-ups, increase in premium/sum assured, and fund switching allow you to rebalance your portfolio according to your life stage. 

WHO CAN APPLY:

The life insured can be from zero (0) to seventy (70) years old.